Publication: Influence of the financial crisis on the credit policy of banks from the Republic of Moldova
Date
Authors
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Volume Title
Publisher
ASEM
Abstract
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MISTREAN, Larisa. Influence of the financial crisis on the credit policy of banks from the Republic of Moldova. In: Competitivitatea şi inovarea în economia cunoaşterii [online]: conf. şt. intern., 22-23 sept., 2017: Culegere de articole. Chişinău: ASEM, 2018, vol. 3, pp. 207-214. E-ISBN 978-9975-75-897-0.
Find out about the situation when the potential consequences of the global financial crisis, which can have a negative impact on the national economy, other economic and political causes, both external and internal, impose the need to take additional measures to effectively manage of the credit risk of domestic banks, are guided by the principle of a credit policy with the maximum caution to granting the new loans, applying tougher criteria for selecting potential customers. Thus, its importance was felt especially when faced with the financial crisis, the bankers realized that maintaining the profitability of its credit portfolios is only possible through the implementation of an efficient and receptive credit policy to market trends. JEL CLASSIFICATION: G21
Find out about the situation when the potential consequences of the global financial crisis, which can have a negative impact on the national economy, other economic and political causes, both external and internal, impose the need to take additional measures to effectively manage of the credit risk of domestic banks, are guided by the principle of a credit policy with the maximum caution to granting the new loans, applying tougher criteria for selecting potential customers. Thus, its importance was felt especially when faced with the financial crisis, the bankers realized that maintaining the profitability of its credit portfolios is only possible through the implementation of an efficient and receptive credit policy to market trends. JEL CLASSIFICATION: G21
Keywords
credit policy, financial crisis, the quality of the loan portfolio, profitability, lending activity, stability of the banking system