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Risks of innovations on the banking market

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cris.sourceIdoai:irek.ase.md:1234567890/1340
dc.creatorPanfil, Cristina
dc.date2021-04-23T05:59:20Z
dc.date2021-04-23T05:59:20Z
dc.date2021
dc.date.accessioned2023-11-13T10:22:23Z
dc.date.available2023-11-13T10:22:23Z
dc.descriptionPANFIL, Cristina. Risks of innovations on the banking market. In: Development Through Research and Innovation-2020 [online]: The 1st International Scientific Conference: Online Conference for Reserachers, PhD and Post-Doctoral Students, August 28th, 2020, Chişinău: Conference Proceedings. Chişinău, ASEM, 2021, pp. 160-165. ISBN 978-9975-155-03-8.
dc.descriptionIn conditions where the world is digitalizing, and customers tend to seek for low friction and immediacy, banks also tend to transform. The most successful bank products don’t need humans or physical assets. This is leading people to move away from the financial products people used to have in the past, to understanding that utility of financial institutions is now served not through products through a channel, but through a set of platform technologies that enable people to do banking. This shift comes along with new risks for customers. The goal of the article is to highlight the most common risks that come along with innovative bank products and their effects in case of occurrence. The conclusions presented in the article contain the ways the risks may be diminished. JEL: E42. E 50, E 59, O3.
dc.formatapplication/pdf
dc.identifier978-9975-155-03-8
dc.identifierhttp://irek.ase.md:80/xmlui/handle/1234567890/1340
dc.identifier.urihttps://cris.ase.md/handle/123456789/3346
dc.languageen
dc.publisherASEM
dc.subjectbanking risk
dc.subjectinnovation risk
dc.subjectoperational risk
dc.subjectrisk management
dc.titleRisks of innovations on the banking market
dc.typeArticle
dspace.entity.typePublication
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